Car insurance rates are expected to increase by 12.6% across the U.S. in 2024, thanks to rising repair costs and frequent severe weather. That's an even bigger jump than 2023, when rates rose 11.2%.

Drivers with accidents, speeding tickets or DUI convictions pay more than nearly anyone else for car insurance. An at-fault collision, for example, can spike your premiums by up to 50%, according to ...