Editor's Note: APYs listed in this article are up-to-date as of the time of publication. They may fluctuate (up or down) as the Fed rate changes. CNBC Select will update as changes are made public.

With peer-to-peer (P2P) lending, also known as marketplace lending, borrowers are funded directly by investors, often at a lower rate than what they'd get at a bank or credit union. P2P platforms also ...

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