API Banking Is Moving From Connectivity To Strategy

A research report on API banking, open banking, open finance, embedded finance, BaaS, regulation, security, and adoption trends shaping connected financial ecosystems.

How I set OpenAI API usage limits to stop agent overspending and other AI billing nightmares

OpenAI API costs can spiral when agents run wild. Here's how to set spend limits, enable hard caps, and avoid surprise AI ...

OpenAI's updated GPT-5.5 Instant is better at shopping, complex constraints, and understanding user intent — and it's already in the API

OpenAI is moving away from models that require heavy hand-holding and toward systems that can better infer the user’s goal, ...

Z.ai’s open-weights GLM-5.2 beats GPT-5.5 on multiple long-horizon coding benchmarks for 1/6th the cost

It allows engineering teams to host frontier-level AI on their own sovereign infrastructure, entirely eliminating vendor lock ...
BizTech

Open Banking and APIs: What IT Leaders Need to Know

Artificial intelligence (AI) isn’t the only technology driving digital transformation. For banks, retailers and enterprise businesses, open banking and application programming interfaces (APIs) are a ...
GitHub

Hyvor Relay

Hyvor Relay is a self-hosted, open-source email API for developers. It uses SMTP to send emails using your own infrastructure. It is designed to be simple to self-host, easy to manage and observe, and ...